What Should You Do If You’ve Been a Victim of Identity Theft?

if youve been a victim of identity theft what should you do after contacting the company

When your personal does apple pay have fraud protection  is compromised, it takes a lot of work to clean up the mess and put the thieves on notice. Often, there are many phone calls and faxes involved, and you may have to visit the bank or credit card company’s physical location to talk with security and fraud departments. Always ask for everything in writing, so you can maintain a file of correspondence and enclosures. This will be helpful if you need to go back to that company later to verify information or for other purposes.

Depending on the situation, you may also want to contact the local police to report the theft. You’ll want to bring your FTC Identity Theft Report, copies of documents used to open fraudulent accounts or make fraudulent transactions and any other supporting evidence with you when contacting the police. The police can help you file a crime report and may provide a letter that clears your name in the event someone else is arrested for crimes committed using your identifying information.

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You can ask the CRAs to block any information in your credit file that resulted from the identity theft, so that it cannot be used by the thief to commit additional fraud. You’ll need to contact the businesses that reported the inaccurate information, explain that you’re an identity theft victim and provide them with your FTC Identity Theft Report.

You may also want to consider putting a fraud alert on your credit reports by calling one of the three CRAs’ toll free fraud telephone numbers below. The CRA that you contact will place an alert on your credit report and notify the other two CRAs, so they can take steps to protect you as well.

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